What is Cash Concentration? Cash concentration refers to the process of centralizing and optimizing a company's cash resources from various accounts or subsidiaries into a single primary account. This financial…

What is Cash Management? Cash management is a process that includes several steps, such as collection of payments, control of disbursements, coverage of shortfalls, forecast of cash requirements and investment…

Cash forecasting is extremely vital to banks for funding day-to-day operations and meeting long-term investment objectives. However, in the current economic and regulatory environment, it is all the more important…

After the amendment of the Basel Accord of 1996, financial authorities have specified that all banks should maintain reserves. These reserves should be capital that is sufficient to protect against…

Treasury and Risks The treasury department of a bank takes care of a range of complex tasks associated with the internal and external stakeholders, and ensures smooth functioning and value…

The RBI plays a major role in the payment and settlement system in India. It established Real Time Gross Settlement (RTGS) as well as Securities Settlement System (SSS). SSS helps…

The treasury process allows organisations to minimise the cost of transactions, reduce organisation costs and bank costs, optimise the organisation’s finances and manage risks. The routine procedures or processes involved…

Treasury Operations Due to the uncertainties in today’s economic environment, organisations maintain more cash for effectively carrying out their routine operations. According to a report by Infosys, most organisations in…

What is Treasury Management? Treasury management includes activities associated with cash management, in-house banking, payment and collection factories, corporate finance, financial risk and transaction management. In larger organisations, the definition…